Financial Needs Analysis
Understand today. Plan for tomorrow. A complete picture of your income, expenses, debt, credit, and goals, with personalized priorities.
Resource Library
Downloadable Resources
Guides, tools, support links, and program pathways for financial literacy, career growth, veterans, and reintegration.
Featured Download
Money Skills Workbook
A guided, interactive financial literacy workbook covering goals, budgeting, credit, debt, and a 30-day action plan - with printable sections and a completion certificate you can print when you finish.
Guided Program
Start Your Financial Journey
The Keystone Financial Empowerment Program takes you from understanding where you are to a completed plan. Complete the steps in order; each one builds on the last.
Start the Program
Create your free participant account to save progress, get personalized summaries, and receive your completed packet.
Prefer to browse? All resources below remain free to use anytime.
Resource Library
Tools for Money, Work, Stability, and Support
Filter by topic or browse the complete library.
Financial Literacy Workshop Kit
Pre-test, video lesson, post-test, and printable learning score summary.
Money Skills Workbook
Interactive workbook for goals, budgeting, credit, savings, and certificate completion.
Budgeting Basics Worksheet
Interactive monthly budget builder with printable income, needs, wants, savings, and balance summary.
Credit Check Guide
Guided credit report review with dispute notes, score habits, and a printable credit action plan.
Career Pathway Planner
Interactive planner for target roles, skill gaps, training needs, and next career actions.
Interview Readiness Checklist
Clickable preparation checklist with progress tracking and a printable interview readiness plan.
Veteran Benefits Navigation
Connect to VA benefits, education support, transition services, and job tools.
Reentry Stability Toolkit
A 30-60-90 day framework for documents, income, housing, money, and support.
Housing Assistance Directory
Federal, Florida, Hillsborough, and Pinellas housing stability links.
Legal Aid Directory
National, Florida, Hillsborough, and Pinellas legal aid links by need.
Food Assistance Links
Food banks, pantry search tools, and local meal support across Tampa Bay.
Education and GED Links
Adult education, GED preparation, and continuing education resources.
Entrepreneurship Resources
No-cost small business consulting, workshops, and entrepreneur support.
Support Links
Trusted Public Resources
Keystone links participants to credible public and nonprofit support systems when a need falls outside direct programming.
Featured Partner
Operation New Hope - Ready4Work St. Pete
Operation New Hope has spent more than 27 years helping people impacted by the justice system rebuild their lives. Through the Ready4Work program in St. Petersburg and Tampa, participants receive case management, job training, mental health services, transitional housing referrals, transportation help, and connections to living-wage employment - support that pairs naturally with Keystone's second-chance pathways.
Reentry & Second Chances
Operation New Hope (Ready4Work)
Reentry support in St. Pete and Tampa: case management, job training, housing referrals, and second-chance employment.
Veterans
Veteran Affairs Resources
Benefits, healthcare, education, housing, and transition support.
Career & Job Search
CareerOneStop
Job search, training, resume, salary, and career exploration tools.
Community Helpline - Dial 2-1-1
211 Community Support
Free 24/7 helpline run by United Way: dial 2-1-1 for local referrals for food, housing, utilities, health, and crisis support.
Nonprofit Financial Counseling
NFCC Financial Counseling
Nonprofit credit counseling and debt management support.
Mental Health & Recovery Helpline
SAMHSA Helpline
Free, confidential 24/7 referral line for mental health and substance use treatment.
Housing Assistance
HUD Rental Assistance
Information on rental assistance and housing stability programs.
Food Assistance
Feeding Tampa Bay
Find food pantries, mobile grocery locations, benefits help, and job training support across the Tampa Bay region.
Food Assistance
St. Pete Free Clinic Food Assistance
Pinellas food pantry map, mobile pantry information, and local food assistance guidance.
Food Helpline - Dial 2-1-1
211 Food Programs
Dial 2-1-1 or search online for food pantries, free food delivery, food benefits, and community meal support near you.
Adult Education & GED
Hillsborough Adult Education
Adult education, GED preparation, ESOL, career training, and continuing education through Hillsborough schools.
Adult Education & GED
Pinellas Adult Education
GED preparation, adult high school, ESOL, and adult education centers in Pinellas County.
Adult Education & GED
Florida GED / High School Equivalency
State information for high school equivalency testing, GED registration, and adult education contacts.
Career & Job Search
CareerSource Tampa Bay
Career services, training, hiring events, youth services, veteran services, and reentry workforce supports.
Career & Job Search
CareerSource Florida
Find local career centers and workforce services across Florida.
Financial Literacy
MyMoney.gov
Federal financial literacy resources for saving, borrowing, earning, spending, and protecting money.
Financial Literacy
CFPB Adult Financial Education
Free worksheets, handouts, and tools for financial educators and community programs.
Financial Literacy
Florida Financial Literacy
Florida Department of Financial Services consumer education and financial literacy programs.
Small Business Support
Florida SBDC at Hillsborough County
No-cost consulting and professional training for entrepreneurs and small businesses.
Small Business Support
SBDC Tampa Bay
No-cost consulting, training, market research, and business resources for the 10-county Tampa Bay region.
Small Business Support
Tampa Entrepreneur Support Hub
Mentorship, technical assistance, and microgrant support for eligible Tampa small businesses.
Need Help Choosing a Resource?
Tell Keystone what you are working on and the team can point you toward the right pathway.